Stellar DeFi Hub is a DeFi interface for Stellar-network assets. It lists incentivized deposit vaults for XLM, USDC and PYUSD, as well as an evergreen Sentora USDC vault powered by Upshift. Users can review vault details, supported assets, reward information and their positions.

A Stellar DeFi Hub deposit vault accepts a specific supported asset into a Stellar smart contract. For the time-limited Sentora deposit campaigns, rewards accrue according to the deposited balance, the displayed reward rate and how long the assets stay in the vault. Evergreen strategy vaults follow different mechanics and should be evaluated separately.

Deposit vaults are time-limited incentive campaigns with a stated end date. The evergreen Sentora USDC vault listed on the platform is an Upshift-managed yield vault and has its own strategy, share accounting and withdrawal conditions. Compare the vault type, reward rate and risks before depositing.

No. The XLM deposit vault is an incentivized DeFi smart-contract deposit, not native proof-of-stake delegation. Stellar uses the Stellar Consensus Protocol; depositing XLM in this campaign should not be described as native XLM staking.

TVL means total value locked: the estimated value of crypto assets deposited in the protocol's vaults. Stellar DeFi Hub TVL can change with deposits, withdrawals and asset prices. Check the current figure on the vault interface or an independent protocol analytics service.

Open the XLM vault, connect a compatible Stellar wallet, review the displayed reward rate and deadline, enter an XLM amount and confirm the transaction in your wallet. Check the on-chain transaction and your recorded position before assuming the deposit completed.

The time-limited XLM vault advertises incentive rewards for eligible XLM deposits held through its campaign. The displayed annualized reward rate is not a guarantee of profit. Rewards are subject to the program rules and the ability to complete a claim after the vault period ends.

The time-limited USDC deposit vault accepts eligible USDC issued on Stellar and tracks incentive rewards for the duration of the campaign. It is distinct from the evergreen Sentora USDC yield vault shown on the same page. Verify the vault name and contract before depositing.

The PYUSD vault is a dedicated Stellar-network PayPal USD deposit campaign with a defined end date and an indicated reward rate. It accepts the supported Stellar PYUSD asset, not a token from a different chain. Asset compatibility and issuer risk still matter.

Use a Stellar-compatible wallet supported by the application, such as Freighter or LOBSTR where available. Keep enough XLM for network fees and required reserves. Do not share seed phrases, and always verify which contract and asset your wallet is being asked to approve.

The advertised XLM deposit campaign deadline is November 9, 2026 at 18:00 UTC. The countdown on this page is calculated against that deadline and updates every second. A countdown is informational and is not a live confirmation that deposits remain available.

The advertised USDC and PYUSD deposit campaign deadlines are November 19, 2026 at 18:00 UTC. Their countdowns use that same UTC timestamp. Check each vault's current on-chain status and any official announcements before taking action.

For the time-limited incentive vaults, the estimated reward depends on the qualifying deposit amount, the advertised rate and the time the funds remain deposited. A displayed reward rate is an estimate or campaign parameter, not a guaranteed realized APY. Other Stellar DeFi strategies may use different yield calculations.

The deposit-campaign rules allow early or partial withdrawals, but withdrawing before the applicable campaign deadline forfeits accrued incentive rewards on the withdrawn amount. A portion that stays deposited can remain eligible under the campaign terms. Smart-contract and network restrictions may still apply.

For the time-limited Sentora deposit campaigns, earned rewards are expected to become claimable after the relevant vault period ends, when the required claim data is published. Visit the vault or My Activity interface, check the eligible amount and follow the claim transaction flow if offered. Do not assume rewards are automatically paid.

The My Activity and My Positions areas are intended to help you review deposits and any estimated rewards. Verify balances and completed transactions against the Stellar blockchain where practical, especially if the displayed values appear outdated.

Sentora is the vault infrastructure and risk-management partner referenced by Stellar DeFi Hub. It has described working with Stellar ecosystem participants on XLM, USDC and PYUSD vaults. Each vault's contracts, audits and permissions should be assessed independently.

The evergreen Sentora USDC vault is a Stellar-based Upshift vault with a variable yield strategy and receipt-share mechanics. It is not the same as the fixed-end USDC incentive deposit vault. Its current target APY, fees and withdrawal rules may change and should be checked on the individual vault page.

The time-limited deposit-vault FAQ describes no protocol deposit, withdrawal, management or performance fees, although Stellar network transaction fees still apply. The evergreen Upshift vault is a separate product, so verify its own fee schedule rather than assuming identical terms.

Stellar DeFi Hub references security audits for Sentora deposit contracts, and its interface also links to Upshift's Stellar audit. An audit does not remove smart-contract, governance, admin-key, liquidity, stablecoin or reward-escrow risks. Check the latest reports and the specific contract used by each vault.

Stellar DeFi yield farming is a broad term for earning incentives or yield through on-chain positions. The time-limited Stellar DeFi Hub deposit campaigns pay program incentives for eligible deposits, while strategy vaults may seek yield from lending or liquidity positions. The sources of returns and risks differ.