How incentive rewards work
The 2026 XLM, USDC and PYUSD deposit campaigns offered ecosystem-funded incentives for qualifying deposits over time. Their reward logic should not be confused with profits from trading or lending: pre-deposit campaign assets were generally held in vault contracts.
Reward estimates depend on time, principal, campaign rate, and eligibility terms. A displayed percentage does not guarantee a fixed annual payout.
Claim timing
The announced campaign periods ended on 9 November 2026 for XLM and 19 November 2026 for USDC/PYUSD, each at 18:00 UTC. The availability of claims can depend on reward calculation and distribution steps after the programme window.
Participants should check the current claim status and eligible positions in the project interface. Do not rely on a countdown copied into a static webpage for live eligibility.
Difference between APY and rewards
APY is an annualized metric. A short campaign does not pay a full year of that rate. Strategy-based vaults may also show target APY based on estimates, while incentive campaigns distribute a programme-specific reward allocation.
What can reduce rewards?
Withdrawing principal before the campaign deadline was described as forfeiting rewards associated with the withdrawn amount. Administrative, asset, contract and distribution risks can also affect reward availability.