Incentivized deposit vaults
The 2026 Stellar DeFi Hub deposit programme featured separate XLM, USDC and PYUSD vaults. Each accepted its own underlying asset, with rewards supported by ecosystem incentives. Depositing was not equivalent to lending the asset or staking XLM for consensus.
The campaign schedules published in 2026 listed 9 November 2026 at 18:00 UTC for XLM and 19 November 2026 at 18:00 UTC for USDC and PYUSD. These are campaign dates, not promises of future availability.
Evergreen / strategy vaults
A separate Sentora USDC vault is presented through Upshift and uses a share-based structure. Such products may employ strategies and have different redemption windows, target yields, contract identifiers and risk profiles from the incentive campaigns.
Do not assume that a yield or withdrawal term on the Upshift/Sentora USDC vault applies to the earlier standalone USDC deposit campaign.
How to compare vaults
- Check the exact asset and contract address.
- Distinguish campaign rewards from underlying strategy yield.
- Check any lockup, cooldown, redemption delay or forfeiture rule.
- Review fees, reward currency and changing APY estimates.